Plan your purchase

Home Loan EMI Calculator

Work out the monthly instalment on a home loan, and see how much of it is repayment and how much is interest. Move the sliders — everything updates as you go.

₹
₹1L₹5Cr
% p.a.
5%18%
years
1 yr30 yrs

Worked out in your browser. Nothing you type here is sent to us or saved.

Monthly EMI —
Principal
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Total interest
—
Total payable
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Year-by-year breakdown

Early instalments are mostly interest. This is where that balance tips.

Year Principal paid Interest paid Balance Loan paid off

This is an estimate for planning. Banks apply their own processing fees, insurance and eligibility rules, and floating rates change over the life of the loan. Confirm the final figure with your lender.