Buying property in Punjab from abroad: a practical NRI guide

A large share of Punjab property is bought by the diaspora, often for family, sometimes as investment, usually without the buyer setting foot on the plot until late in the process. Done properly, that distance is manageable.

What you can do remotely

Shortlisting, negotiation and most due diligence work fine over video calls and shared documents. Insist on full photo and video coverage, including the approach road, neighbouring construction and anything unflattering. A broker who only sends three good angles is answering a different question than the one you asked.

Payments and repatriation

Purchases are normally routed through your NRE or NRO account through regular banking channels. Rules on what NRIs may buy (residential and commercial yes; agricultural land generally no) and on repatriating sale proceeds come under FEMA, confirm the current position with your bank or a chartered accountant before committing, because the details change and depend on your situation.

The two things not to skip

• An independent title check by a lawyer who answers to you, not to the seller.
• A registered power of attorney, drafted narrowly for this transaction, if someone will sign on your behalf, executed at the Indian consulate or apostilled, then adjudicated in Punjab.

We keep every listing’s specification, approvals and location detail public precisely so an overseas buyer can do serious homework before a single phone call. When you are ready, the person on our side of the call has stood on the property.